It’s that time of year again when we all receive our Group Certificates. We all open the envelope to have a look at how much money we were paid for our endeavours over the last 12 months. Now Group Certificate’s are full of useful information such as how much money we earned, how much tax we paid, how much money went into superannuation etc. The one glaring thing that does not appear on our Group Certificate and the first question we always ask ourselves when we see how much we did earn is “where did it all go!?”

Time and time again we ask ourselves this question and tell ourselves that we are going to be in better control of our money, well you know what happens we start out with all the best intentions but fall by the wayside soon after, it’s called human nature. There you go I’ve even given you an excuse to make you feel better. Don’t feel bad you are just like the majority of people who are opening their group certificates right now!

Well there is help at hand, to give you back control of your finances rather than your finances controlling you!

You know you want to take control, you’re just not sure how to do it, right?

Thats where the ‘ihatebudgets‘ budget system comes into play.

The ihatebudgets system will help you determine your money mentality, guide you to creating realistic goals, implementing them and the software to track your spending and income to put you back in control!