Imagine setting out on a cross-country car trip with no itinerary, no maps, no money and no source of help. Jumping in the car, and heading across the country with no direction and no planning may sound like fun (and it ...

It’s that time of year again when we all receive our Group Certificates. We all open the envelope to have a look at how much money we were paid for our endeavours over the last 12 months. Now Group Certificate̵...

“Write down every penny I spend? You have got to be Kidding!” “What a waste of time.” “I already know where all of my money goes, it just goes.” “Tracking every purchase is obsessive.” “Money is the roo...

A lot of advice out there in regards to personal financial management is setup in a to-do list manner: set up a budget save money pay off debt This is great advice and something I completely agree with. You should be d...

It’s that time of year again when we all receive our Group Certificates. We all open the envelope to have a look at how much money we were paid for our endeavours over the last 12 months. Now Group Certificate̵...

 Wow! It’s the end of another year, well financial one anyway.      Now let’s reflect and go back to this time last year  (remember it well don’t you!). You were so good at setting all those goals ...

Are you enjoying your life? Are you happy with where you’re at? Do you go to work begrudgingly every day? Could you be in a better financial position? These are questions you have to ask yourself, and if your not...