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The Difference Between a “Need” and a “Want”
By Greg Bell on September 7, 2009
Recently, my 14 year old daughter Teaghan asked for a new T shirt to wear. Teag’s is growing, and you would all be aware children grow out of things before they wear out.  No problem, just go and buy her a new T-shirt! That’s w...

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  • By Greg Bell on September 7, 2009 | No Comments  Comments
    Recently, my 14 year old daughter Teaghan asked for a new T shirt to wear. Teag’s is growing, and you would all be aware children grow out of things before they wear out.  No problem, just go and buy her a new T-s...
  • By Greg Bell on September 7, 2009 | No Comments  Comments
    Ingredients:  125ml (1/2 cup) light soy sauce 80ml (1/3 cup) honey 1 lemon, juiced 1 garlic clove, crushed 12 chicken drumsticks Method: Preheat oven to 180°C. Combine soy sauce, honey, lemon juice and garlic in a bo...
  • By Greg Bell on September 7, 2009 | No Comments  Comments
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  • By Greg Bell on August 24, 2009 | No Comments  Comments
    For the past six months I have been working with an inspiring young couple who live in Sydney. Let’s call them Linda & Peter (names withheld for privacy).  Linda first approached me late last year and wanted t...
  • By Greg Bell on August 24, 2009 | No Comments  Comments
    Don’t aim for the stars with your goals. Start with small, achievable ones that keep you motivated. Write them down. Include your partner in framing it. ...
  • By Greg Bell on August 24, 2009 | No Comments  Comments
    Ingredients: 4 diced bacon rashers 1 cup grated carrot 1 chopped medium onion Chopped green capsicum 4 beaten eggs 2 cups grated tasty cheese 1 tablespoon chopped parsley 1 cup milk   Method: Mix all ingredients togethe...
  • By Greg Bell on August 17, 2009 | No Comments  Comments
    Serving Size: Makes 24 Special Info: Egg free, Nut free Ingredients:   ½ cup (125mL) honey ¼ cup caster sugar 125g butter 3 cups rolled oats (see note for GF) 1 cup rice bubbles 1 cup sultanas ½ cup chopped apricots...
  • By Greg Bell on August 17, 2009 | No Comments  Comments
    Plan ahead for special occasion gifts, such as birthdays and anniversaries.  Decide upon an amount you wish to spend on a gift and multiply the amount by, for example, 10%.  Each week put aside 10% of the cost of the g...
  • By Greg Bell on August 17, 2009 | No Comments  Comments
    Time and time again I’m told by clients and friends that it doesn’t matter how much they earn they never seem to have enough money.  Sound familiar? The problem with cash flow is that we know exactly how muc...
  • By Greg Bell on August 7, 2009 | No Comments  Comments
    Recently I met up with one of our first participants in our ihb workshops. Obviously the first question I asked him was how he was finding the ihb budget system.  “Boring” was his reply, to which I must say ...